Gratitude, Money, and Breaking the Cycle of Fear
October 6, 2026
I was listening to Pastor Josh Howerton’s podcast interview with Pastor Anthony Mitchell when something Pastor Mitchell said stayed with me.
He talked about watching The Passion of the Christ and seeing how graphic and significant the price Jesus paid on the cross was. His response was that he simply wanted to be faithful to Him.
He went on to say that he didn’t need another home, another vehicle, a bigger Instagram following, or another dollar in his pocket to be thankful for what God had already done for him. If God never did another thing, the fact that He had kept him alive, brought him out of the streets, and brought him into His Kingdom was enough for him to give God thanks and praise for the rest of his life.
That convicted me.
Because lately, I have not been living like what God has already done is enough.
I have been struggling with unrest and fear around finances. And when I say that, I don't mean that I am sitting around wishing for a bigger house, a nicer car, or more things. I mean the very real concern that comes when you live month to month and there are months when the funds coming in are short of what is needed to cover the basics.
There is a particular kind of fear that comes with that. You start calculating. You start looking ahead. You start wondering what needs to happen and when. And when your income is tied to work that doesn't always produce a predictable paycheck, it can become very easy for your mind to stay in a constant state of What if there isn't enough?
That is where I have been.
I also know that wanting financial stability is not the same as worshiping money. Money is a tool. It allows me to provide for my family, create opportunities for my children, give generously, support missions and ministries, help people when there is a need, and build something that can continue beyond me. I don't desire wealth simply for the sake of having more. I want to steward what God gives me well and have enough that I can provide and give without constantly wondering whether doing so will leave us short somewhere else.
But even a good desire can become tangled with fear.
That was the part that convicted me.
Somewhere along the way, I began allowing my financial circumstances to determine my peace. I have been waiting for my reality to change before allowing my mindset to change. When business gets better, then I'll breathe. When there is enough in the account, then I'll have peace. When I know next month is covered, then I'll stop worrying.
But I am realizing that I cannot keep waiting for my circumstances to give me permission to trust God.
My reality will follow, not the reverse.
I have to work on my mindset now, while there are still things I don't know. I have to practice gratitude while there are still needs. I have to remember God's provision while I am still praying for provision. I have to learn to recognize what I already have instead of allowing fear over what I might not have tomorrow to consume me today.
And that is taking time.
There are days when I do better and days when I fall right back into worry. Sometimes I feel hypocritical, especially with my children. I tell them to be grateful. I remind them that God provides. I teach them not to live in fear, and yet they can see their mother struggling with those very things.
But perhaps what they need to see is not a mother who never struggles.
Maybe they need to see a mother who recognizes when fear is taking over and brings herself back to God. Maybe they need to see that faith does not mean we never worry. Sometimes faith looks like wrestling with worry and choosing, again and again, to trust God anyway.
This isn't the first time I have been through a season like this, and it may not be the last. There have been other seasons when I wondered how things were going to work out. There have been other times when I prayed for provision and could not see very far ahead.
Yet here I am.
God provided then. Doors opened. Needs were met. Some prayers were answered differently than I expected, but I made it through seasons I once thought might overwhelm me.
So why is it so easy to forget His faithfulness when another difficult season comes?
Maybe that is part of the purpose of gratitude. Gratitude makes us remember.
It reminds me that God has already carried me through grief, uncertainty, disappointment, mistakes, and seasons when I could not see what was coming next. He has given me a husband, children, a home, work to do, opportunities I once prayed for, people who love me, and people I have the privilege of loving.
And above everything else, He gave me Christ.
That is what Pastor Mitchell's words brought me back to.
If my gratitude depends on the next closing, the next check, the next opportunity, or finally reaching a place where I feel financially secure, there will always be one more thing I am waiting for before I decide that God has been good to me.
I don't want to live that way.
I can desire financial stability and still be grateful today. I can work toward building wealth and still recognize that wealth is not my source. I can pray for greater provision while remembering everything God has already provided. I can want a different financial reality for my children without allowing fear of our present reality to rule me.
And perhaps that is the cycle I really want to break.
Yes, I want to break the cycle of living month to month. I want to build enough financial stability that my children don't have to carry some of the worries I have carried. I want money to create opportunities for my family and allow us to be generous when God puts a need in front of us.
But I don't want to stop there.
Because what good would it be to finally have enough money and still live afraid that there won't be enough?
I don't want to carry a scarcity mindset into a season of abundance. I don't want to build wealth while remaining imprisoned by fear. And I don't want my children to inherit that fear from me.
So, dear Lord, when this cycle finally ends, I pray that it ends for good.
Not only in our bank account, but in me.
Change the way I think. Teach me to trust You when there is plenty and when things are tight. Teach me to be a faithful steward of little and of much. Keep my desire for financial stability rooted in the right things—in providing for my family, creating opportunities, giving generously, supporting Your work, and being available when You call me to help someone else.
And while I am building toward a different reality, teach me not to overlook the life You have already given me.
I don't want to wait until I have more to be thankful.
I don't want the next closing, the next dollar, or the next answered prayer to become the requirement for my gratitude.
Because if You never did another thing for me, You have already given me Jesus.
And that is enough.